Solutions IP Geolocation for Fintech & Financial Services
Strengthen onboarding, risk scoring, and compliance with a fast geo and network signal on every request.
In financial services, where a request comes from is a first-class signal. IP geolocation adds country, network, and basic risk context to onboarding, payments, and compliance — one input in your stack, resolved in under 50ms.
What fintech teams do with it
From everyday onboarding to risk and compliance controls. Treat security fields as signals, never a sole verdict.
Confirm where a customer is signing up from
Resolve country and region at onboarding so the right currency, language, and regional product rules apply from the first screen — before any manual input.
Example Signup → 194.60.x.x
country: United Kingdom → GBP accounts, FCA-region onboarding flow
Add a geo signal to transaction risk scoring
Feed country, ASN, and connection type into your existing risk model. A payment from an unexpected country or a hosting network raises the score without blocking good customers outright.
Example Payment → 45.9.x.x · ASN: hosting
datacentre origin + high-risk geo → +risk score, step-up to verification
Catch billing-vs-location mismatches
Compare the IP-derived country with the billing address at checkout. Large mismatches are a well-established card-fraud indicator worth surfacing before you capture funds.
Example Billing: Japan · IP country: Brazil
country mismatch → route to manual review, request 3-DS
Enforce jurisdiction and sanctions rules
Use country and EU-status to apply geo-restrictions, licensing boundaries, and sanctioned-region checks as a first-line compliance filter in regulated markets.
Example Access attempt → 5.62.x.x
country: sanctioned region → block + compliance log entry
Flag VPN, proxy, and anonymised access
The security object surfaces basic VPN, Tor, and threat-level signals. Treat them as one input into account-takeover and bonus-abuse detection — not a sole verdict.
Example Login → security.isVpn: true
VPN + new device → challenge with step-up auth
The fields that do the work
Every one of these ships in the standard response — no add-ons, no tiers.
country / countryCode Jurisdiction, sanctions, and risk geography
connection (ASN / type) Hosting / datacentre origin as a risk signal
security (isVpn / isThreat) Basic VPN, Tor, and threat-level inputs
is_in_eu EU regulatory and data-handling rules
region / city Finer-grained location for mismatch checks
Add a geo risk signal in one request
Free tier: 2,000 lookups/day, no card. Paid plans from $2.50/month. One call per event, under 50ms median response.